Is HIV Life Insurance Necessary?

Life insurance is an essential cover if you want your family to have financial protection after your death. Irrespective of your HIV status, any person who has dependents should have life cover. However, many life insurers have been reluctant to offer affordable life cover to people with certain diseases, like HIV. Fortunately this has changed in recent years. With only a few insurers willing to take the additional risk, now more South African insurers are offering HIV life insurance.

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