Articles | HIV Life Insurance

Life Cover for HIV Positive People

Posted on July 15, 2015August 11, 2020 by Adjacent

Most life insurance companies have certain conditions which will immediately exclude applicants. HIV is one of these conditions. However, South Africans living with HIV need not worry about being with life insurance cover. More South African insurers are now offering life cover for HIV positive people.
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CD4 and Viral Load Levels for Life Cover

Posted on July 12, 2015August 11, 2020 by Adjacent

Being HIV positive does not mean that you will not qualify for life insurance cover in South Africa. However, there is more to HIV life cover than initially meets the eye. Your immune status and HIV management does determine whether you be able to take out HIV life cover.
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Is HIV Life Insurance Necessary?

Posted on May 14, 2015August 11, 2020 by Adjacent

Life insurance is an essential cover if you want your family to have financial protection after your death. Irrespective of your HIV status, any person who has dependents should have life cover. However, many life insurers have been reluctant to offer affordable life cover to people with certain diseases, like HIV. Fortunately this has changed in recent years. With only a few insurers willing to take the additional risk, now more South African insurers are offering HIV life insurance.

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